Rice farmers response to the agricultural insurance program in Matakali District, Polewali Mandar Regency

Abstract

Abstract Agricultural insurance is an agreement between the farmer and the insurance company to bind himself in the coverage of farm business risks. Agricultural insurance is an alternative to minimize risks that deserve to be considered, especially to overcome losses due to climate change. Agricultural insurance deals with farm financing with third parties (private institutions/companies/government agencies) with a certain amount of premium financing. This study aims to determine the response of farmers to agricultural insurance in Matakali District, Polewali Mandar Regency, West Sulawesi Province. This study uses a weighted average calculation with the Guttman Scale. The results of the study concluded that the cognitive response of farmers was in the category of agreeing with the tendency of farmers to understand agricultural insurance, the affective response of farmers was in the category of agreeing with the agricultural insurance program and was welcomed by farmers, and the conative response of farmers was in the category of disagreeing with most farmers not actively involved in the agricultural insurance program.

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